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Apply For Financing

We’ll Help You Find Financing

Financing may be the most confusing and stressful part of buying your car. There are a lot of details to keep track of and a lot of options to compare. That is why the finance team here at Ruge’s Subaru is always available to help you discover the best way to pay for your new vehicle. We promise to keep things simple, clearly explaining your options and helping you make the right choice for your own unique situation. Not only can we walk you through common questions like comparing loans and leases, but we can even value your trade-in and help you handle all the paperwork involved in buying and selling a car in New York state.

Buying a car doesn’t have to be complicated, and our experts will have you out on the road behind the wheel of your new car or SUV in no time. You can even get started from the comfort of home by filling out our online finance application or contacting our finance department by email or phone. This can give you a better idea of what financing options are available and what your budget may look like before you even start shopping for your perfect vehicle. When you work with Ruge’s Subaru, you will discover just how easy financing your next car can be.

Flexible Financing for Every Situation

We know that no two customers are the same. Everyone is looking for something different in their next vehicle, and everyone has their own financial circumstances. That is why we work closely with you to understand what your budget and credit look like before we begin searching for the best lease or loan option for you. We offer loans through a variety of different lenders, and we can adjust loan terms and monthly payments to best suit your particular needs. Simply speak with our finance team, and we will do our best to create a loan plan that works for you.

Our financing options take into account any vehicle that you want to trade in as part of your purchase. We promise to provide you with the fair market value of your current vehicle, and you can either put that money towards your new car or let us write you a check. If you are still paying off your trade-in, we will work with your lender to resolve the situation and either facilitate paying off the loan completely or roll any remaining balance into your new car loan. No matter your financial situation, the Ruge’s Subaru finance team can help you out.

If you are more interested in leasing your next Subaru, then you have come to the right place. Subaru’s lease options are incredibly popular among New York drivers looking for a more affordable way to always have a new car in their driveway. Leases usually have lower monthly payments than car loans, and you can trade up for a brand-new Subaru every few years without any hassle. Are you still not sure how you want to pay for your new vehicle? Simply contact us and let us explain the pros and cons of all your options. Our goal is to make sure you find financing that you are comfortable with.

Making Financing Easy

You may not be looking forward to figuring out financing for your new vehicle, but at Ruge’s Subaru, we will show you that financing doesn’t have to be something you dread. The experts on our team understand the automotive finance industry inside and out, and our number one goal is to help every single one of our customers find financing that they are happy with. Leases, loans, trade-ins, and more, we are your automotive finance resource. Contact us today to get pre-approved for financing and make shopping for your new vehicle easy!